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Direct Payday Advances and Simple Same Day Payday Loans

My Payday is a trading name of PDB UK, and is an online payday loans broker. Because we're non-charging, you can apply with us without any application charges or membership fees. With MyPayday you can apply for a fast loan up to £1200, and it could be wired to your bank account within hours*! When you need same day loans or a payday advance , turn to us. Here is an explanation of the charges our lenders usually make - it does vary between lenders, so make sure to check your agreement.

The Representative APR is 2670%

As an example
  • For a loan of £200 taken for 28 days
  • The amount payable would be around £258
  • The interest would be around £58
  • The annual percentage rate 2670% .
.

Getting the Payday Advance you need it simple

Our online payday advance application takes only a few minutes, is automatically processed and decisions take just a couple of minutes. Requirements for application are very simple!

If approved, you could be less than an hour away from receiving your payday loan*!

MyPayday same day loans will give you an online decision within minutes: no waiting around required.

The money you need could be yours today. Why not apply for payday advances now - You could have the cash in your account today!

The Payday Advance Cash application that we offer is simple and easy. Should you have any comments or queries, or if you would like to apply over the phone, please feel free to contact us.

Payday Loans and your privacy

We Keep the details of your payday loans confidential and never discuss them with anyone else outside the lending process. Your data are kept secure in accordance with the privacy policy and the Data Protection Act 1998. Our obligations for the protection of your data can be found on the Information Commissioner's website.

Taking the security of your data very seriously, you can be rest assured that we are a reputable and responsible company which is regulated under the Consumer Credit Act 1974 - OFT & payday loans.



APR Example

Implications of Non-Payment

We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.

Rollovers

You may have the opportunity to roll over your loan, which means paying off the interest earned to date and continuing to gain interest on the original loan amount over an extended term. This interest will most likely be at the same rate that the original loan was charged at. Some lenders may insist on a rollover as opposed to a renewal.

All of the above varies between lenders. More responsible lending information.