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Payday Loans- MyPayday - When you need Same Day Money try Same Day Loans

If you're struggling to make ends meet due to a financial emergency, you're not alone and if you need a Same Day Loan we can help

More and more of our wages are being eaten up by mortgage payments, rent, bills, credit cards, fuel and essential food items.

Same Day Loans to keep you moving

As disposable income falls there is often no choice but to make big sacrifices, especially in our social lives.

There is nothing more depressing than having to watch as your friends all go out and you have to stay at home because you have no money.

Advancing slowly to payday

You will notice this the most in the weeks leading up to pay day, when all your money is gone and all your credit cards are maxed out.

Learning to budget responsibly can help you but no matter how careful you are it’s sometimes just not possible to stretch your money any further. What you may need is a quick same day loan.

With a same day loan (sometimes called a payday advance or payday loan) you can borrow up to £1200 to cover your expenses until your next payday.

Using a Same Day Loan

The money is yours to use as you need with a same day loan, and could be in your account within 24 hours – it’s not called a same day loan for nothing!

So if you are one of the millions of people who are finding it harder and harder to make your money stretch every month, the answer could be a same day loan.

Faster access to cash

Keeping on top of your money as prices and bills keep on rising can be tough enough, and missing payments can be very costly. The fast apply and quick transfer system of Same Day Loans can help stem the tide of rising bills

Before applying for any kind of loan its important to make sure you can afford the payments. Use a free budgeting tool to help you plan how much you can borrow

Payday Loans could provide a great way to get hold of a short term money boost. When used to cover unexpected costs or cover a sudden cash shortfall, same day loans can really help.

Payday loans could work out cheaper than unauthorised bank charges and missed payment penalty fees

Same day loans & Payday loans up to £1200 available via My Payday




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APR Example

Implications of Non-Payment

We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.

Rollovers

You may have the opportunity to roll over your loan, which means paying off the interest earned to date and continuing to gain interest on the original loan amount over an extended term. This interest will most likely be at the same rate that the original loan was charged at. Some lenders may insist on a rollover as opposed to a renewal.

All of the above varies between lenders. More responsible lending information.